SAY Connected

Month: January 2019

Market Wrap 2018

The past year has officially been the worst year for investments since 2008 and it was capped off by the worst December since 1931. Despite strong economic and job performance from most major economies, markets have been thrown off balance by the actions of Donald Trump and his interactions with the US Federal Reserve as… Read More ›

International Expansion in the Banking Industry

The Banking industry is ever changing and versatile. Banks are constantly looking to adapt to the pressures they face, and one way to do so, is by adding or removing aspects of their international operations. Canadian offshore assets have increased by 38% in the last 10 years and there’s now over $1trn offshore in Chinese… Read More ›

Receiving funding from a Venture Capital firm, is it as good as it seems?

One of the major difficulties that small businesses and new start-ups face is obtaining funding. In our contemporary society and with the use of technology, new firms have access to a plethora of fund sources. These include using the Internet for crowd-funding or even peer-to-peer lending. However, these sources are often uncertain as the firms… Read More ›

Quantitative Easing (QE)

What exactly is QE? Economic growth has been correlated to both volume and velocity of money. When banks reduce their borrowing and lending to each other (as they did in 2009 due to high interbank interest rates) and when individuals rather save than spend, the flow of capital dries up and the economy contracts. The… Read More ›

Bitcoin’s Existence and the Banking Industry

As I’m sure you’re all aware, Bitcoin is a peer-to-peer cryptocurrency, developed mid financial crisis, in 2009. Historically, banks have been cynical and untrusting of Bitcoin and cryptocurrencies, but there are a number of positives to be considered. Despite it being labelled as “a fraud” and “ponzy scheme” by CEO of JPMorgan, Jamie Dimon, it… Read More ›