Buying Life insurance for you and your loved ones helps provide some financial security in times of hardship. The money from your policy will be paid to your loved ones when you pass away or to you should you suffer a total and permanent disability or loss.

We probably all know people – friends or family – who have fallen ill, had serious accidents or died suddenly.

Even when you’re young and healthy, the chances of these things happening to you are more likely than you might think.

Losing a family member through accident or ill health can cause enormous financial problems, but the implications don’t stop there.

We have a lot more to lose than we imagine.

Why should I buy life insurance?

• Providing for your dependents if you Die
• To ensure you have extra income when your earnings are reduced due to serious illness.
• To have a savings plan for the future so that you have a constant source of income in retirement

Basic Types of Policies:

• Term Insurance
• Whole of Life Insurance
• Endowment
• Decreasing Mortgage Term Insurance
• Investment- Linked

Indicative Life Insurance Costs (AUD):